Most homeowner policies are written on a replacement cost basis, which means that the loss is measured by the amount of money it takes to repair the house or replace the damaged personal property. Some policies are written on an actual cash value basis, which means that the insurance company pays the run down value of the damaged item rather than its replacement cost.
Bible Verse Of The Day
Our Core Values – P.A.C.T.
- Positive Attitude – A Positive Attitude leads to Success and Happiness as a positive attitude helps you to cope more easily with the daily challenges of life we all face.
- Accountability – When you are personally accountable, you stop assigning blame and making excuses. Being Accountable allows others to trust your commitments and intentions.
- Compassionate – Compassionate means feeling or showing sympathy and concern for others accompanied by a strong desire to help alleviate the suffering. For AZFW, that means, from the time a call comes in until the day we receive the COC, each person along the way needs to demonstrate genuine caring by appreciating and understanding that what we are doing is more than work, we are Restoring Lives and Normalcy at a very chaotic and confusing time. We will treat EVERYONE with the kindness you would show your friends and family.
- Take Initiative – Taking Initiative means you Think as a Team Member, NOT an Employee. Each Success of the Company is YOURS as well. People who take Initiative do not Stand Around, instead they Stand Out. Taking Initiative means doing more than is required of you. You become Exceptional!