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Secure your property if firefighters have finished their work. A fire contractor may appear on the scene, even while the firefighters are still present, and offer to temporarily board up your house. The fire contractor may also try to get you to hire him to do the actual dwelling repair.

Before you commit to having any work done by the fire contractor, ask if the contractor is bonded and whether the contractor will agree to accept the reasonable value placed on his services by the insurance company. Do not sign any agreement with any contractor to do the actual dwelling repairs until after you have talked with your the insurance company.